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Paying for Long Term Care


My ten year old autistic son can be a danger to himself and can't be left alone after school. If I pay my next-door neighbor for taking care of him between school and the time I get home from work, can I receive a tax savings or have it funded?
My son suffered a brain injury. His needs are significant and we are trying to keep him at home with his brothers and sisters. Will Medicaid pay for it?  I don't know where to start!
My daughter now requires a wheelchair - is there any way we can get help paying for a wheelchair ramp to be built at our home?
I don't think I have enough money to pay for assisted living, but I have too much income for Medicaid. What is available for people like me?
If my husband has to go into a nursing home, will the government make me sell my house?

 An important part of planning for long term care is deciding how to pay for it.

There are variations in costs based on the type and amount of care you need, which provider you use, and where you live. Learning more about the "rules" for when Medicare, Medicaid, or other options might pay for long term care is important and may affect your decisions.

Payment options may include:

  • Personal savings or investments
  • Long term care insurance *
  • Health insurance
  • Medicare
  • Medicaid
  • SSI/SSD
  • Veterans benefits

For more information, or to discuss your particular situation, contact Erie County NY Connects:

 Telephone: 716-858-8526 (local calls)
1-800-396-2705 (toll-free long distance)
contact us on-line

Erie County NY Connects
95 Franklin St., Room 1329
Buffalo, NY 14202

* For more information about long term care insurance in Erie County, check the Insurance Resource Center at http://www.erie.gov/depts/seniorservices/health/long_term_care.asp.